Prior to joining Mill City Loans, Mr. Usell served as managing director for New York Mortgage Trust, Inc. He was responsible for the investment and operations for the performing residential mortgage loan group. He previously served as a Portfolio Manager and Managing Director at Oak Hill Advisors, LP, a $37 billion investment advisor. Mr. Usell also served as President of W.J. Bradley Financial Services, LLC a FINRA registered broker-dealer. He has more than 20 years of experience in trading and investing in loans, MSR, Agency and Non-Agency RMBS and experience in Non-Agency securitization. He earned a B.A., with Honors, in Business Economics from the University of California, Santa Barbara.